India Banking Reforms Conclave 2016

Some of the major challenges of the Public Sector Banks (PSBs) include high NPAs (Non-Performing Assets) which have been rising steadily since 2009-10. These banks continue to face the dual problem of significant asset quality stress and inadequate capitalisation, which has impacted their growth. Regardless of varying dynamics and challenges, banks are undergoing unprecedented change and transformation. In a complex and demanding scenario, banks must transform in order to deliver world class customer service, simplify operations, and execute a holistic strategy.

According to reports, while the public sector banks could be criticized for their relatively lower productivity and profitability, they are a strong factor for providing much needed stability in the financial system. Private bank dominated systems have seen banking sector crisis with monotonous and costly regularity. High NPAs squeeze the lending capacity of the banking sector and hampers the economic growth.

The conference focuses on addressing challenges such as Governance, Risk management, HR challenges, and transformation though ICTs.